Waycross, GA Bankruptcy Lawyer

The bankruptcy lawyers at Woodall & Woodall have helped more than 22,000 people in southern Georgia file bankruptcy. We service Valdosta, Albany, Moultrie, Thomasville, Douglas, Tifton, Waycross, Leesburg, Americus, Bainbridge, Cairo, Cordele, Pearson and 35 counties in South Georgia.

Waycross, GA residents, we have considerable experience with Chapter 13 and Chapter 7 bankruptcy, and can tell you which is a good choice for your circumstances.

Call Woodall & Woodall today for your FREE consultation at 229-247-1211.

How Bankruptcy Works to Stop Wage Garnishment

Because of the misconceptions surrounding bankruptcy, it is often considered a last resort. While we know that bankruptcy is a decision that shouldn't be taken lightly, it can sometimes be the best option to recover financial security. There are two types of bankruptcy you can consider to stop wage garnishment.

How Chapter 7 Bankruptcy Can Help

Chapter 7 bankruptcy works to pay off your debt with the liquidation of your assets. A trustee gathers and sells your eligible assets, then uses the proceeds of the sale to pay your creditors. The remaining eligible debts in a Chapter 7 bankruptcy are discharged (removed). Since the debts are no longer owed, you won't be subject to wage garnishment. In most cases, you have enough exemptions to protect your assets from liquidation. If not, you file a Chapter 13 bankruptcy and pay back what is required over a period of time.

How Chapter 13 Bankruptcy Can Help

Chapter 13 bankruptcy is a plan that allows you to pay back a portion of your debt over the course of five years. Chapter 13 bankruptcy doesn't require you to sell your home or any other other assets. Instead, it is a plan to reorganize your debt into a payment plan that will allow you to pay off your debt sooner. Since you are making payments to a trustee, your wages will no longer be eligible for wage garnishment.

Call Our Office Servicing Waycross, GA Today

For a free consultation with one of our experienced lawyers, please call our office at . You can also complete the online contact form if you prefer.

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Waycross, Georgia

Helpful locations and resources for the city of Waycross

Waycross Bankruptcy Lawyers

Woodall & Woodall

1003 North Patterson Street

Valdosta, GA 31601

229-515-8150

Waycross Police Department

512 Oak St

Waycross, GA 31501

912-287-2921

Waycross Fire Department

1820 Mary St

Waycross, GA 31503

912-287-2937

Waycross, GA Little Known Facts

Part of Waycross was situated in Pierce County, but effective July 1, 2015, Waycross was no longer located nor allowed to be located in Pierce County. State Rep. Chad Nimmer introduced HB 523 during the 2015 Legislative Session without providing the required statutory notice to the City of Waycross. HB 523 de-annexed the portion of Waycross located in Pierce County and prevents the City of Waycross from coming back into Pierce County.

Waycross includes two historic districts (Downtown Waycross Historic District and Waycross Historic District) and several other properties that are on the National Register of Historic Places, including the U.S. Post Office and Courthouse, Lott Cemetery, the First African Baptist Church and Parsonage, and the Obediah Barber Homestead (which is seven miles south of the city).

U.S. Highway 1 runs north–south through Waycross, while concurrent with U.S. Highway 23. U.S. Highway 82 is an east–west highway in Waycross. U.S. Highway 84 runs east–west through Waycross. There are no limited-access highways anywhere near Waycross; Interstate 75 is 60 miles to the west, and Interstate 95 is 40 miles to the east. Waycross-Ware County Airport is a public airport located three miles northwest of the central business district of Waycross. It is owned by the City of Waycross and Ware County.